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Wright Studies
Frank L. Smith Bank, Dwight, Illinois (1905) (S.111)
 

(Note, I have copied excerpts of the text, but give all the credits available.)

FIRST NATIONAL BANK OF DWIGHT
Published in the Dwight Star and Herald, Feb. 3, 1906.
The article included pictures of the exterior of the bank and of its founders and a short biographical note on each of the founders.
 
       "The building is brick on concrete foundation and with a front of buff Bedford or colitic lime stone, rough faced except at the openings.' The front is novel in that the windows are very broad, and instead of a single large, square window, there are two rectangular windows separated by a massive stone lintel. This arrangement permits the maximum floor space within the building and yet gives the appearance of great thickness to the front wall of the building. The building impresses one with its solidity and permanency.
       "The entrance is in the center of the building and is guarded on either side by lanterns with massive pedestals. On entering the building, one passes into the loggia, floored with concrete and wainscotted with stone, above which are broad plate glass windows looking into the office on one side and the bank room on the other. At the end of the loggia are the doors, one into the bank room and one into Col. Smith's offices.
       "Within the bank door is the bank lobby surmounted by a very simple but attractive skylight which affords light for the lobby and also for the bank workroom. On the left of the lobby is a large bank counter of simple, quiet design, in harmony with the rest of the building. At the left of the bank counter in the front of the building is the officers' desk, which, is divided from the other part of the room by a railing.  At the right end of the bank counter' is a very heavy and substantial vault, upon which much thought has apparently been placed. In the arrangement of the vault, its position and construction, the latest ideas for protection and security have been sought and achieved. The vault rests on very deep solid concrete foundation and is constructed of concrete, reinforced with iron, and so located that all sides of the vault are visible both night, and day, and cannot be approached by burglars without their being seen. Inside the vault is one of the latest and best money chests that can be found. This is provided with a triple time lock and with formidable machinery which forces the outer door into the safe so tightly that it will be impossible for the safe to be opened by dynamite as is customary with yeggmen and burglars. Inside this time locked door are two other doors, equally as thick and in turn provided with combination locks, so that a person outside the bank desiring to reach the contents of the money chest would have to force four separate doors before arriving at his goal; first, to get into the bank, then to get into the vault, then to get through the outer doors of the safe and then through the inner doors. The vault door besides being a massive structure is also further protected by a day gate which closes automatically and gives an alarm every time anyone moves it, so that it will be impossible for sneak thieves or other persons to enter the vault in the day time without the same being known.
       "Back of the bank room is the directors' room furnished with solid, simple furniture in keeping with the rest of the building. Anyone entering the building is struck with the idea that the same is conceived on a broad, substantial, yet very simple plan.
       "There are several unique features in this building due to the fact that the same is designed for a special purpose: one of these is the president's room which commands a view of both the bank lobby and the real estate side of the building; another is the use of stone pillars to support the roof and which give one rather a novel impression; another is the openness of the building due' to the fact that in nearly every partition are the horizontal windows which not only add to the appearance of the rooms but give to them the effect of a greater size than they in reality have. There is another unique feature, and that is there is no basement in the building, that instead of a basement is a thick coating of cinders upon which is laid a concrete floor and on top of this floor is what is known as monolith, being a floor constructed similar to concrete cut made out of sawdust and cement, and therefore being somewhat like linoleum in its feeling, although firmer and more durable.
       "Leaving the president's room which is in the middle of the rear of the building, one enters the private office which was designed for and is to be occupied by Mr. Ludington. This likewise commands a view of the main office and at the same time is perhaps the most private room in the building. Opening off Mr. Ludington's room is the telephone and toilet room out of which runs a commodious vault designed to protect from fire the valuable papers belonging to Col. Smith's business.
       "In front of Mr. Ludington’s office is the main office which many will think is the handsomest room in the building. It is a large square room lighted by a handsome skylight, and on three sides with windows opening into other rooms of the building and commanding a view in all three directions, and on the fourth side is the magnificent bookcase filled with, the law library.
       "In front on the office side is the agent's room which is a large and light private office.
       ''One thing which strikes the observer is the harmony in the color scheme: floors, walls, woodwork and ceiling, while differing in degree are yet not a difference in kind sufficient to form a marked contrast. The furniture and trim of the building is all of the same wood and of a similar finish, designed to fill the requirement and at the same time give the least possible surface for collecting dust. There are no arches, curves, circles or crooks in either furniture or building, as everything is built on the square. The decoration of the walls has a quiet dignity. Up to a height of seven feet, they are of a dull olive green, above that of yellow sand color. The yellow idea is further carried out in the fixtures which are of lemon colored brass and which are perhaps only noticeable for their simplicity. In fact, simplicity and strength are the dominant characteristics of the building; and as it is said to be true that persons partake of their environment, it will apparently mean that the business which is carried on and built up in this building will have strength and durability which will be of inestimable value in the community.
       "There is another unique feature of the building which has not been mentioned and that is the fact that there is no rear entrance, all openings in the rear being protected by strong gratings so that all business must come through the front door; and while the rear of most buildings is1anything but pleasing to look at the First National Bank building is an exception to this rule, for although it is plain brick, the design shows the same characteristic thoroughness, solidity and simplicity of treatment that is shown in the front of the building.
       "One cannot leave the building without carrying with him a picture of very beautiful furniture which is so in harmony with the building itself it is easily recognized as being the conception of the same mind as that which designed the building. There is nothing ornate or useless in the furnishings and although they were designed strictly for usefulness, they have a beauty which cannot but attract even the casual observer. In both the bank lobby and the main room of Col. Smith's offices are inviting seats provided with leather cushions which make them as attractive in reality as they appear. There is a smaller seat likewise in the office of Col. Smith, and it is in this room that there is a touch of luxury evidenced by a very comfortable Morris chair standing by an open fireplace which latter is so simple and unobtrusive that one hardly suspects its true character at first glance. The Roman brick of which the fireplace is constructed, and which in fact covers the entire end of Col. Smith's room, adds a touch to the color scheme not found in the other rooms of the building.
       "The building and furniture are after plans and arrangements prepared by R. S. Ludington after considerable study of the requirements of the business.
       "Frank Lloyd Wright, of Chicago and Oak Park, is the architect of the building and the designer of the fixtures and furniture, and by his work he has demonstrated his ability as a master architect who can do things that are not only original but are also practical and beautiful."
 
Published in the Dwight Star and Herald, Feb. 3, 1906.
 

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